Build Your Property Empire. Even If This Is Just One Nest Egg Property.

YOUR PROPERTY PORTFOLIO - INVESTMENT PURCHASE(S)

Because life happens, and you deserve someone on your side.

Banks don't reward loyalty.

Banks don't reward loyalty. It's sad but true. Banks create offers for new customers that ultimately reward you to shop around. The savings could take years off your mortgage term, meaning you are mortgage free sooner, saving you thousands on what you pay.

Whether You Are Looking For a Mortgage in Queenstown, Arrowtown or Wanaka - Find the Right Lender For You!

Benefits of a Queenstown Investment Property

Investing in property in Queenstown offers tangible benefits, serving as a cornerstone for wealth building and financial security. An investment property not only generates rental income, contributing to cash flow, but also appreciates over time, offering capital growth.


This dual benefit makes property investment a compelling choice for those looking to diversify their portfolio and build equity. By tapping into Queenstown's dynamic real estate market, investors position themselves to benefit from both steady income streams and long-term asset appreciation.

How a Mortgage Broker helps realise your goals

A mortgage broker can significantly add value when purchasing an investment property by offering personalised, expert guidance through the complex landscape of property investment financing.


They have access to a wide range of loan products and lenders, ensuring you find the best rates and terms tailored to your investment goals.


Mortgage brokers understand the nuances of investment property loans, including the deposit requirements, interest rates, and loan structures that suit your financial situation.


A mortgage broker means saving you time, reducing stress, and potentially saving thousands over the life of your loan. Engaging a mortgage broker means leveraging their expertise to optimise your investment strategy, streamline the application process, and enhance your investment's profitability.

Frequently Asked Questions Investment Purchase(s) - Queenstown

Can a mortgage broker help me find a loan for an investment property if I have a complex financial situation?

Yes, mortgage brokers excel at finding solutions for clients with complex financial situations. They have access to a broad array of lenders and can identify those willing to work with unique circumstances, ensuring you secure financing that fits your needs.

How does a mortgage broker determine the best loan structure for my investment property?

A mortgage broker evaluates your financial goals, cash flow, and investment strategy to recommend a loan structure that optimizes tax benefits, maximizes cash flow, and aligns with your investment timeline.


They consider various loan features, such as fixed vs. variable rates and interest-only payments, to tailor a solution for you.

What are the benefits of using a mortgage broker over going directly to a bank for my investment property loan?

Using a mortgage broker offers access to a wider range of loan products than a single bank can provide. Brokers have the flexibility to compare rates and terms across multiple lenders, ensuring you get the most competitive deal.


They also offer personalised service, guiding you through the application process and advocating on your behalf.

Our Queenstown, Wanaka & Arrowtown

Mortgage Broker Services

Helping YOU achieve your goals, without the headache, fuss and selling. You are in the drivers seat!

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FIRST HOME MORTGAGE

Buying your first home is exciting. But also daunting. Don't be put off from your dream, 'Live by the Lake'.

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RE-MORTGAGING

Whether it is the end of a fixed rate deal or simply a change in circumstances it makes sense to look at your options.

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DEBT CONSOLIDATION

Combine your debt to pay it down faster. Giving you the financial freedom you deserve to achieve your goals.

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NEW BUILD FINANCE

Building a new home? Secure new build finances so you only draw down the money when necessary saving you $$$.

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INVESTMENT PURCHASE

Looking to increase your property portfolio? Secure the best rates for your investment property with Mortgage Broker Queenstown

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MOVING & BRIDGING

Whether you need to buy before selling or simply bridge your finances. A bridging loan could be the right solution for your needs.

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EQUITY RELEASE

Release money from your Queenstown home and continue to live in it. Enjoy your retirement and learn how Equity Release can help.

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ASSET FINANCE

Buying your first home is exciting. But also daunting. Don't be put off from your dream, 'Live by the Lake'.

Why go for ‘Mortgage Broker Queenstown’?

(Even if your property is in Wanaka or Arrowtown!)

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Get great financial advice from trusted mortgage brokers

Laura and the team are loan experts, working to get you the best possible outcome

Your mortgage broker has strong industry networks which include a great choice of trusted NZ lenders - Saving you money.

You can fill in and file your application online- easy and stress-free, over the phone or via Zoom. At times that fit around your work. No 9-5 here!

Whatever your situation, with access to over 20 lenders, there are solutions to get you on your journey.

Achieving home ownership is an obvious aspiration. Grasp the reality of managing a long-term mortgage and organizing finances for regular payments. Transition from paying rent to owning your first home, or prepare for retirement by investing in property. Regardless of your objective, Mortgage Broker Queenstown is here to assist. And Yes we cover Wanaka and Arrowtown!

Use a Mortgage broker that puts your goals first. Not the banks.

Whole of marketing lending*

Dont be tied to just one bank

Save time by allowing Queenstown Mortgage Broker to work with the banks on your behalf

Review existing insurances at the same time

Free guidance to get you where you want to be

There is no fees payable by you (The bank pays the fees!)

Remortgage and save $$$ in interest payments

Beat the Banks - Better Rates (& terms) typically available via a mortgage broker

Take years of your mortgage repayments

Get debt free faster, focus on your future - Today!

Mortgage Broker — Queenstown — Laura

Testimonials

FAQ's - Investment Property Purchases

Why Queenstown Property is a Great Investment for Retirement, Asset Growth, and Income

Property stands out as a robust investment avenue for retirement planning, asset growth, and generating passive income.


The stability and predictability of real estate, coupled with the potential for rental income and capital appreciation, make it an attractive option for long-term financial planning.


Investing in Queenstown property not only provides a tangible asset to bolster your portfolio but also offers a reliable income stream and the opportunity for significant growth over time, making it a cornerstone for achieving financial freedom and security in retirement.

What makes Queenstown a good location for investment properties?

Queenstown's vibrant tourism sector and growing population make it a prime location for investment properties, offering high rental demand and potential for capital appreciation.

Whether you're looking for short-term rental opportunities or long-term property value growth, Queenstown delivers.

Reach out to Mortgage Broker Queenstown today to explore investment opportunities.

How much do I need for a down payment on an investment property in Queenstown?

Typically, a 20-30% down payment is required for investment properties in Queenstown, though this can vary based on lender criteria and the property type.


Contact Mortgage Broker Queenstown for personalized advice on securing your investment property financing.

Can I afford an Investment Property In Queenstown?

Affordability depends on your financial situation, including income, debts, and existing assets. Mortgage Broker Queenstown can assess your finances and help determine what you can afford, guiding you towards suitable investment property options.

What are the tax implications of owning an investment property in Queenstown?

Investment properties come with specific tax considerations, such as income tax on rental earnings and potential capital gains tax. For tailored tax advice related to your investment property, consult with Mortgage Broker Queenstown and consider speaking with a tax professional.

How can I finance an investment property in Queenstown?

Financing options include traditional mortgages, interest-only loans, and leveraging equity from existing properties. Mortgage Broker Queenstown can help you compare lenders and find the best financing solution for your investment property needs.

What should I look for in a Queenstown investment property?

Focus on location, potential rental yield, property condition, and market trends. For expert guidance on selecting the right investment property, reach out to Mortgage Broker Queenstown today.

What are the risks of investing in property in Queenstown?

Risks include market fluctuations, vacancy periods, and unexpected maintenance costs. Whilst a mortgage broker cannot offer advice on your specific circumstances and the specific property, they can broadly advice on elements or direct you to a property manager locally as necessary.

Can I use equity in my current home to buy an investment property in Queenstown?

Yes, leveraging home equity is a common strategy for financing an investment property. Mortgage Broker Queenstown can advise on how to 'safely' use your home's equity to expand your investment portfolio. Note there are always risks, and a Mortgage Broker can only advise on how to structure the risk to mitigate and minimise.

Stop! Don't give up on your dreams thinking a home loan isn't possible.

(Or give up on living in Queenstown Lakes)

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DISCLAIMER – The information, resources, calculators and any other information contained in and on this website are provided as general information and are not intended to be financial advice. Before making any financial decisions, you should consult a professional financial adviser. Nothing on this website is, or should be taken as, an offer, invitation or recommendation to buy, sell or retain a regulated financial product. 1768Degrees Ltd accepts no responsibility for any loss caused as a result of any person relying on any information or calculations in or from this website..


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